Stamp Duty Calculator – How to Use It
Before you commit to buying a property, it’s important to understand the total upfront costs and stamp duty is one of the biggest.
Our Stamp Duty Calculator helps you estimate how much stamp duty (also known as land transfer duty) you’ll need to pay based on your location, property type, and purchase price.
This tool is useful for first home buyers, home buyers and property investors.
How to Use the Stamp Duty Calculator
1. Select the State or Territory
- Stamp duty rules vary between states (e.g. NSW, VIC, QLD, WA, SA, etc).
- Choose the location where the property is being purchased.
2. Enter the Property Value
- Input the agreed purchase price of the property.
Example: $700,000
3. Choose the Property Type
Select whether the property is:
- a primary residence home
- an investment property
- a vacant land purchase
- or a commercial property
4. Indicate Buyer Type
Choose whether you’re a:
- First home buyer
- Owner occupier
- Investor
Some states offer stamp duty concessions or exemptions for first home buyers.
5. Click ‘Calculate’
- The calculator will provide an estimate of the stamp duty payable, and in some cases, additional fees like mortgage registration and transfer fees.
Example:
- State: Victoria
- Purchase price: $750,000
- Property type: Residential home
- Buyer type: First home buyer
Estimated stamp duty: $30,070 (but may be reduced with concessions).
Why Use a Stamp Duty Calculator?
- Helps you budget for total upfront costs when buying property
- Understand if you’re eligible for government grants or exemptions
- Compare cost differences between states or property types
- Avoid surprises during settlement
Need Help Reducing Costs?
Some buyers may qualify for stamp duty exemptions or discounts, especially first home buyers or those building new homes. A mortgage broker can guide you through this and help structure your loan to cover upfront costs like stamp duty.
Try the Stamp Duty Calculator Now
Get a quick estimate of your stamp duty and start planning your next property purchase with confidence — whether it’s a home or investment.